tips for homebuyers to improve credit ratingIt’s no secret that you need to have a decent credit rating to qualify for a mortgage whether you are getting ready to purchase a property or refinance one that you already own. There are no quick fixes or magic formulas that can improve your credit score quickly, this is something that happens over time as you demonstrate your ability to make your payments on time and use credit wisely.

People with higher credit scores and credit ratings are more likely to be offered lower interest rates, better terms, and enjoy a lower cost of borrowing over the long term.

Here are 5 steps to put you on the path for improving your credit rating:

  1. Get a copy of your credit report
    It’s hard to fix what you don’t know is wrong. Obtaining a copy of your credit…

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Welcome to Radium Hot Springs! Radium Hot Springs is known as Canada's friendliest town. If you’re looking for a place like no other, take Highway 95 to the junction of the Kootenay Highway and find yourself in Radium Hot Springs. Radium Hot Springs gets its name from the nearby hot springs located in the nearby Kootenay National Park. At only 16km north of Invermere and 105km south of Golden, there are lots of activities to do in and around Radium. 

Located at the headwaters of the Columbia River, nestled among the Purcell and the Rocky Mountains you’ll find the Village of Radium Hot Springs. Immediately to the east,, you’ll find Kootenay National Park. Also known as Radium, the village attracts thousands of visitors each year from across the country.…

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There’s just something about relaxing and having fun outdoors that many of us just can’t get enough of. 

Whether you enjoy a barbeque on a summer evening, having family and friends over for drinks, or just enjoying some fresh air while you read a book - we all want to spend some extra time outside. 

For many, the end of summer marks the end of enjoying these simple privileges. But, that doesn't have to be the case! 

Here are some simple tips to help you create the perfect outdoor living space - meaning you can enjoy time in your yard throughout the entire year.

Exposure Changes Everything

The direction your outdoor space faces can really define its functionality.

For example, north-facing views provide lighting that is consistent…

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Whether you’re buying or selling a home, using a local REALTOR® comes with huge upsides, some of them less obvious than others.

A local REALTOR® will provide you with all the guidance and insights you need to secure your dream home - with as little stress as possible.

Here are the top 5 benefits of using a local REALTOR®:

#1 - Intimate Local Knowledge

The most obvious reason to go with a local REALTOR® is that they will know all the key details about the area you plan to buy or sell in.

All their information comes first-hand, meaning they will have the most accurate and reliable information about a neighborhood’s schools, amenities and other characteristics. Crucially, they will also be familiar with market prices, real estate trends…

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Buying a home in a hot market can be a little overwhelming, thanks to both the number of competing buyers and the speed at which homes are snapped up off the market. 

But, don’t be discouraged! There are several easy steps you can take to make life easier. Following these simple tips could make a big difference in your search to find the perfect home for you.

Use A Local REALTOR®

Whenever possible, buyers should go with a local REALTOR. They will be experts in this particular market, knowing all there is to know about the average price and trends in the area.

Being a local also means that they will have valuable information at their fingertips. Before you buy, they can keep you informed on things like the best neighborhoods, schools,…

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Summer Activities in Golden, Windermere, Radium Hot Springs and more

Summer is here, and this means that many people are thinking about their summer vacation plans. Travel opportunities are opening up and it’s a great time to explore destinations and the many activities the Columbia Valley has to offer. Lake Windermere is close to many popular communities and is host to a huge selection of watersports. Beyond Lake Windermere, there is an abundance of recreational opportunities in the neighbouring Purcell, Columbia, and Rocky Mountains.

Golden, BC is a vibrant community offering a selection of restaurants, shopping, and hiking trails for all levels. Discover hiking trails at Confluence Park. Visit Kicking Horse Mountain Resort and take the gondola to access more secluded, advanced hiking trails with incredible…

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A seller’s market (aka a hot market) is caused by a high demand and a limited supply of housing units. This usually leads to faster sales, higher selling prices and, occasionally, bidding wars between potential homeowners.

So, if you find yourself selling your home in a seller’s market, this is obviously all great news for you! But, there’s still lots you can do to ensure you sell your home for the best price possible.

If you’re strategic about it, you can truly maximise the benefit of selling in a seller’s market. Here are some easy ways to do just that:

Use a Local REALTOR®

There’s a world of reasons to use a local realtor - the most important being simply that they will know everything there is to know about the area.

A local can really…

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Canal Flats: From Sawmill Town To High-Tech Hub

Canal Flats is a scenic small town in the Canadian Rockies, between the Kootenay River and Columbia Lake.

Founded some 150 years ago and incorporated only as late as 2004, Canal Flats has always been a town in transition. From transport hub to farmland, to timber processing center - and now perhaps the biggest change yet is coming to Canal Flats as they make the transition to high-tech business.


The backstory is that in 1928 the Canadian Pacific Rail company moved a sawmill to Canal Flats. In 2015, the sawmill closed operation, placing a big question mark over the destiny of this small town for which lumber and wood processing was a big business and an important employer.

Then, investors bought a large tract of land at the southeast…

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Making The Most Of Spring Cleaning

Spring is here and many people are thinking about what their spring cleaning will look like this year. Before you get started it’s important to have a clear plan. If you are finding the list of tasks too daunting, remember it doesn’t have to be done all at once. Spreading out the deep cleaning and decluttering tasks over a period of time allows you to chip away at the list while still having time for your day-to-day life.

Planning For Success

Identifying the areas that you would like to focus on will help you plan for success. You’ll know what cleaning supplies to have on hand for each job and what items need to be replenished. Next, create a schedule and work through your home room by room. You don't have to clean your entire space over the…

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Building Trends In Golden BC

Despite a rocky 2020, for the Canadian property market and the wider economy as well, real estate sales are taking off in 2021.

Part of this is due to the pent-up demand that was put on hold for the previous year. Other factors at play include a general trend towards consumers rethinking what they want from their homes and living situations, resulting in a kind of market “shuffle”, and the historically low-interest rates making new real estate look more tempting than ever.

As an example, January 2021 saw the highest residential sales on record for regions like Revelstoke and South Peace River. Similarly, property prices in Golden BC have increased by 11%, above what would be considered a “normal” rise.

Rocky Mountain regions around and…

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